The initial six digits in the account number in different credit card indicate the lending company Identification Numbers (BIN). These numbers are very important because they should be verified before any payment can be authorized. Validating this number necessitates the usage of a BIN list tool to identify the institution that issued the credit card along with other secured information.

The BIN checker tool, when i mentioned earlier, is a tool used in authenticating the corporality of an bank identification number from updated databases.

The principal objective of it is to get the essential information necessary to validate transactions completed with cards. This involves checking the first 4 to 6 digit of the debit or credit card.

As a result of frequent changes along with the number of records which it covers – over 300, 000 record currently – it really is extremely difficult to keep up or read directly from the BIN list.

Fortunately there is a tool that helps curb this drawback – the BIN checker tool. We’ll talk a little more about it next article.

How TheBIN List Tool Works

It can be pretty simple. The purpose of the tool is to lookup the BIN to ascertain if it is a credit, debit prepaid, or bank card.

To make use of the too, simply enter in the first six digit and then click check. The tool provides up each of the secured information linked to the BIN you entered.

Listed here is a table showing the credit card the appearance of BIN range and length.

Card the appearance of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for your Major Industry Identifier, which is the first digit with the charge card number.

Here is a table showing the most important Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum along with other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies

Why do you use the BIN list tool?

• The BIN list tool is useful in determining the charge card type by traders. It tells whether it is a charge card, debit card, prepaid credit card, or bank card.

• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the possibility to monitor suspicious orders.

To learn more about BIN Checker web portal: visit site.