The first six digits with the account number in any plastic card indicate the financial institution Identification Numbers (BIN). These numbers are necessary while they have to be verified before any payment can be authorized. Validating the dpi requires the use of a BIN list tool to recognize the institution that issued the cardboard along with other secured information.

The BIN checker tool, as I mentioned earlier, is really a tool utilized in authenticating the corporality of your bank identification number from updated databases.

The primary objective of it is the required information required to validate transactions carried out with bank cards. This requires examining the first 4 to 6 digit of the credit or debit card.

Due to frequent changes as well as the number of records it covers – over 300, 000 record at the moment – it can be nearly impossible to maintain or read from the BIN list.

Fortunately there is a tool that assists curb this drawback – the BIN checker tool. We’re going to talk a little more about this tool next article.

How TheBIN List Tool Works

It is really quite simple. The purpose of the tool would be to lookup the BIN to see if it is a credit, debit prepaid, or plastic card.

To make use of the too, simply go into the first six digit and click on check. The tool will take up every one of the secured information in connection with the BIN you entered.

Here’s a table showing the card the perception of BIN range and length.

Card design for Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for the Major Industry Identifier, the actual first digit from the plastic card number.

Below is a table showing the most important Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies

Why would you use the BIN list tool?

• The BIN list tool is helpful in determining the charge card type by traders. It tells whether it be a card, debit card, prepaid credit card, or credit card.

• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the possibility to monitor suspicious orders.

For more info about BIN Checker site: this site.