The first six digits in the account number in any bank card indicate the financial institution Identification Numbers (BIN). These numbers are necessary as they must be verified before any payment could be authorized. Validating the dpi demands the use of a BIN list tool to distinguish the institution that issued the card as well as other secured information.

The BIN checker tool, as I mentioned earlier, is really a tool employed in authenticating the corporality of the bank identification number from updated databases.

The principal objective of this tool is the required information required to validate transactions done with credit cards. This requires examining the first 3 to 4 digit of the credit or debit card.

On account of frequent changes and the number of records it covers – over 300, 000 record at this time – it’s extremely difficult to keep or read completely from the BIN list.

Fortunately there exists a tool that can help curb this drawback – the BIN checker tool. We’ll talk more details on it within the next article.

How TheBIN List Tool Works

It is simple. The goal of the tool is usually to lookup the BIN to find out if this is a credit, debit prepaid, or credit card.

To work with the too, simply enter the first six digit and click on check. The tool will take up every one of the secured information related to the BIN you entered.

Listed here is a table showing the credit card the appearance of BIN range and length.

Card the appearance of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for your Major Industry Identifier, which is first digit in the plastic card number.

Below is a table showing the most important Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, along with other future industry assignments
9 For assignment by national standards bodies

Why do you use the BIN list tool?

• The BIN list tool is helpful in determining the credit card type by traders. It tells whether it’s a card, bank card, prepaid credit card, or plastic card.

• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the possiblity to monitor suspicious orders.

More details about BIN Checker web portal: check it out.