The very first six digits with the account number in almost any credit card indicate the financial institution Identification Numbers (BIN). These numbers are essential while they must be verified before any payment would be authorized. Validating the dpi demands the using a BIN list tool to spot the institution that issued the credit card and other secured information.

The BIN checker tool, while i mentioned earlier, is often a tool utilized in authenticating the corporality of an bank identification number from updated databases.

The main aim of it is the essential information had to validate transactions carried out with charge cards. This involves examining the first Four to six digit with the credit or debit card.

On account of frequent changes as well as the wide range of records who’s covers – over 300, 000 record currently – it is nearly impossible to maintain or read straight from the BIN list.

Fortunately there is a tool that helps curb this drawback – the BIN checker tool. We’re going to talk more details on this tool next article.

How TheBIN List Tool Works

It’s easy enough. The aim of the tool is always to lookup the BIN to find out if it is just a credit, debit prepaid, or plastic card.

To make use of the too, simply enter in the first six digit and then click check. The tool provides up every one of the secured information associated with the BIN you entered.

Here’s a table showing the card design for BIN range and length.

Card design for Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for that Major Industry Identifier, which is the first digit with the bank card number.

Below is a table showing the key Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial and other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies

Why use the BIN list tool?

• The BIN list tool is advantageous in determining the credit card type by traders. It tells whether it is a card, debit card, prepaid card, or credit card.

• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the opportunity to monitor suspicious orders.

More details about BIN Checker view this popular web page.