The very first six digits with the account number in a credit card indicate the Bank Identification Numbers (BIN). These numbers are necessary since they must be verified before any payment would be authorized. Validating this number requires the utilization of a BIN list tool to distinguish the institution that issued the cardboard as well as other secured information.
The BIN checker tool, as I mentioned earlier, is really a tool utilized in authenticating the corporality of your bank identification number from updated databases.
The key function of it is to get the mandatory information required to validate transactions carried out with bank cards. This implies examining the first 3 to 4 digit with the credit or debit card.
As a result of frequent changes along with the wide range of records who’s covers – over 300, 000 record at the moment – it’s nearly impossible to maintain or read straight from the BIN list.
Fortunately you will find there’s tool that can help curb this drawback – the BIN checker tool. We are going to talk a little more about this tool within the next article.
How TheBIN List Tool Works
It’s easy enough. The aim of the tool would be to lookup the BIN to find out if it’s a credit, debit prepaid, or plastic card.
To use the too, simply go into the first six digit and click on check. The tool provides up all the secured information related to the BIN you entered.
Listed here is a table showing the credit card the appearance of BIN range and length.
Card design for Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for that Major Industry Identifier, the actual first digit in the credit card number.
Below is a table showing the Major Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial and other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum as well as other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies
Why would you use the BIN list tool?
• The BIN list tool is useful in determining the charge card type by traders. It tells whether it is a credit card, debit card, prepaid credit card, or charge card.
• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the possibility to monitor suspicious orders.
More information about BIN Checker check this popular resource.