The first six digits of the account number in any plastic card indicate the financial institution Identification Numbers (BIN). These numbers are necessary because they must be verified before any payment will be authorized. Validating the dpi demands the usage of a BIN list tool to recognize the institution that issued the card along with other secured information.

The BIN checker tool, while i mentioned earlier, is really a tool doing work in authenticating the corporality of your bank identification number from updated databases.

The primary function of it is to find the necessary information required to validate transactions done with charge cards. This involves checking the first 4 to 6 digit in the credit or debit card.

As a result of frequent changes and the great deal of records which it covers – over 300, 000 record at this time – it is extremely difficult to keep up or read straight from the BIN list.

Fortunately there exists a tool that can help curb this drawback – the BIN checker tool. We are going to talk more about it over the following article.

How TheBIN List Tool Works

It’s easy enough. The objective of the tool would be to lookup the BIN to see if it is a credit, debit prepaid, or charge card.

To work with the too, simply enter the first six digit and click on check. The tool will take up all the secured information linked to the BIN you entered.

This is a table showing the credit card design for BIN range and length.

Card design for Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for the Major Industry Identifier, the first digit of the plastic card number.

Here’s a table showing the key Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 along with other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies

The reason to use the BIN list tool?

• The BIN list tool is effective in determining the cardboard type by traders. It tells be it a card, debit card, prepaid credit card, or charge card.

• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the chance to monitor suspicious orders.

Check out about BIN Checker net page: this.