The very first six digits in the account number in almost any bank card indicate the lending company Identification Numbers (BIN). These numbers are necessary while they must be verified before any payment would be authorized. Validating this number involves the usage of a BIN list tool to recognize the institution that issued the charge card as well as other secured information.

The BIN checker tool, as I mentioned earlier, can be a tool used in authenticating the corporality of a bank identification number from updated databases.

The principal aim of it is to buy the necessary information required to validate transactions carried out with cards. This requires checking the first 3 to 4 digit in the credit or debit card.

As a result of frequent changes and also the massive amount records which it covers – over 300, 000 record currently – it can be nearly impossible to keep or read completely from the BIN list.

Fortunately there is a tool which enables curb this drawback – the BIN checker tool. We will talk more about it in the next article.

How TheBIN List Tool Works

It is easy enough. The aim of the tool is usually to lookup the BIN to see if this is a credit, debit prepaid, or credit card.

To utilize the too, simply type in the first six digit and click on check. The tool brings up every one of the secured information linked to the BIN you entered.

Here’s a table showing the cardboard the perception of BIN range and length.

Card design for Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for that Major Industry Identifier, the actual first digit with the credit card number.

Below is a table showing the key Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 along with other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, along with other future industry assignments
9 For assignment by national standards bodies

Why use the BIN list tool?

• The BIN list tool is helpful in determining the card type by traders. It tells be it a credit card, bank card, prepaid credit card, or charge card.

• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the possiblity to monitor suspicious orders.

For additional information about BIN Checker browse our new site.