The 1st six digits of the account number in different plastic card indicate the lending company Identification Numbers (BIN). These numbers are essential since they have to be verified before any payment would be authorized. Validating this number involves the use of a BIN list tool to recognize the institution that issued the charge card and other secured information.

The BIN checker tool, while i mentioned earlier, is really a tool doing work in authenticating the corporality of an bank identification number from updated databases.

The principal purpose of it is to find the essential information necessary to validate transactions done with cards. This calls for checking the first 3 to 4 digit of the credit or debit card.

On account of frequent changes and the great deal of records who’s covers – over 300, 000 record right now – it really is extremely difficult to keep or read directly from the BIN list.

Fortunately there exists a tool that can help curb this drawback – the BIN checker tool. We’ll talk more about it over the following article.

How TheBIN List Tool Works

It is pretty simple. The objective of the tool is to lookup the BIN to ascertain if it’s a credit, debit prepaid, or charge card.

To work with the too, simply enter in the first six digit and click on check. The tool will take up all of the secured information related to the BIN you entered.

Listed here is a table showing the charge card the perception of BIN range and length.

Card the appearance of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks to the Major Industry Identifier, which is first digit with the plastic card number.

Below is a table showing the most important Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, along with other future industry assignments
9 For assignment by national standards bodies

The reason to use the BIN list tool?

• The BIN list tool is helpful in determining the card type by traders. It tells whether it be a card, bank card, prepaid card, or bank card.

• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the chance to monitor suspicious orders.

For additional information about BIN Checker web portal: click for more info.