The initial six digits in the account number in almost any plastic card indicate the lender Identification Numbers (BIN). These numbers are necessary because they should be verified before any payment can be authorized. Validating this number involves the utilization of a BIN list tool to recognize the institution that issued the credit card and other secured information.
The BIN checker tool, when i mentioned earlier, is often a tool utilized in authenticating the corporality of a bank identification number from updated databases.
The primary function of this tool is to find the necessary information necessary to validate transactions finished with charge cards. This implies checking the first 3 to 4 digit from the debit or credit card.
Because of frequent changes as well as the wide range of records which it covers – over 300, 000 record right now – it really is almost impossible to keep up or read from the BIN list.
Fortunately there’s a tool that helps curb this drawback – the BIN checker tool. We are going to talk much more about this tool next article.
How TheBIN List Tool Works
It can be really quite simple. The purpose of the tool would be to lookup the BIN to ascertain if it is a credit, debit prepaid, or plastic card.
To work with the too, simply enter the first six digit and then click check. The tool will take up each of the secured information associated with the BIN you entered.
Here’s a table showing the charge card design for BIN range and length.
Card design for Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for the Major Industry Identifier, the first digit in the plastic card number.
Here’s a table showing the most important Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 and also other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies
The reason to use the BIN list tool?
• The BIN list tool is useful in determining the cardboard type by traders. It tells whether it be a credit card, bank card, prepaid credit card, or charge card.
• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the possibility to monitor suspicious orders.
More details about BIN Checker take a look at this webpage.