The 1st six digits with the account number in almost any credit card indicate the lending company Identification Numbers (BIN). These numbers are important because they should be verified before any payment will be authorized. Validating this number involves the utilization of a BIN list tool to spot the institution that issued the cardboard as well as other secured information.

The BIN checker tool, while i mentioned earlier, is really a tool doing work in authenticating the corporality of the bank identification number from updated databases.

The main aim of this tool is the required information necessary to validate transactions done with charge cards. This implies checking the first 3 to 4 digit of the debit or credit card.

Due to frequent changes and the wide range of records it covers – over 300, 000 record at the moment – it’s extremely difficult to keep or read from the BIN list.

Fortunately you will find there’s tool that can help curb this drawback – the BIN checker tool. We’re going to talk much more about this tool in the next article.

How TheBIN List Tool Works

It can be really quite simple. The purpose of the tool is to lookup the BIN to find out if it is a credit, debit prepaid, or plastic card.

To use the too, simply type in the first six digit and click on check. The tool provides up all the secured information related to the BIN you entered.

Here’s a table showing the charge card design for BIN range and length.

Card the perception of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for that Major Industry Identifier, the actual first digit in the charge card number.

Here is a table showing the most important Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial and also other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, along with other future industry assignments
9 For assignment by national standards bodies

Why do you use the BIN list tool?

• The BIN list tool is helpful in determining the card type by traders. It tells whether it is a charge card, bank card, prepaid credit card, or credit card.

• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the possibility to monitor suspicious orders.

More details about BIN Checker site: look at here.